The average person thinks of Waterloo as Napoleon’s final battlefield. The famous artillery-using emperor and general could not use his cannons effectively on this Belgian battle field. French emperors, unlike residents of a completely different Waterloo, cannot take out insurance against defeat. Even if he could, Napoleon would not have the range of insurance options available to the modern insurance customer. The modern consumer does have his own panel of advisers for insurance options, but he cannot use their services unless he calls a Waterloo cooperators agent. I know it was the best thing for me and my past business!
Take it from me, a local cooperators agent is as needed as it is anywhere else. An individual needs home insurance, car insurance, flood insurance, and he may need insurance against disability. The latter is important especially if the perspective policy holder holds a risky job that does not offer such insurance. No one plans for an accident, but they do happen. It can take months or years to get through the national disability system. These policies pay out while someone is waiting to get through the system, or if he is waiting for an injury to heal. If you’re not covered you end up out of work with no income and waiting months or years to get some sort of relief. If you get stuck in this situation, you have no income but chances are you still have expenses and may end up going bankruptcy or needing a debt consumer proposal. Fortunately, like most Canadians, he probably does not need health insurance. There are reasons to be grateful for the little things.